Home Insurance

No matter how much effort you put towards safeguarding your home, accidents are inevitable and there are a bountiful of risks that are simply out of our control. To ensure that your home is prepared for the unforeseen, it is imperative that you seek a custom-tailored policy that reflects your unique needs. At Phillips General Insurance Agency, we go above and beyond to help our clients find the coverage they deserve. We continuously form tight-knit relations with new carriers to meet your various insurance needs. Recently, we joined forces with a homeowners insurance carrier that allows us to insure your previously uninsurable pit bull. The professionals at Phillips General Insurance Agency are always striving to fulfill your diverse insurance needs!

Homeowners insurance provides coverage for the following:

  • Your home’s structure
  • Liability
  • Personal Possessions (Up to defined limits)
  • Additional Living Expenses After a Covered Loss
  • Replacement Costs

You can also opt for supplemental coverages, including:

  • Scheduled Personal Property Coverage
  • Earthquake Insurance
  • Flood Insurance
  • Sewer Back-Up Coverage

Simply click “Get a Quote” to start discussing your New York homeowners insurance needs with one of our experienced and knowledgeable agents.


Did you know that your New York homeowners insurance policy likely excludes any damages caused by flooding or outside waters? Many homeowners do not realize that they are responsible for securing this exclusive coverage until it is too late. As your trusted agent of choice, we want to ensure that you and your most important investment are protected from various threats.

Without flood insurance, we cannot guarantee your security. Flood insurance ensures that you are able to recover after a trying disaster with ease. These specialty policies even offer additional living expenses in the event that you are forced to temporarily relocate while repairs are being conducted.

Contact the knowledgeable professionals at Phillips General Insurance Agency to secure a flood insurance policy that ensures your protection from one of the most common perils.

Simply click “Get a Quote” to get started!



Due to the litigious nature of today’s society, each and every individual deserves the protection an umbrella policy provides. Since many of today’s disputes result in legal action, securing an excess liability insurance policy can help to ensure the safety of your assets.

While you may think that you are fully protected since you have a homeowners insurance and auto insurance policy, it is important to realize that the limits of your standard policies can easily become exhausted after a serious accident or damaging claim. With an umbrella policy, you can feel confident in your protection because your liability limits will be extended in increments of $1 million.

The professionals at Phillips General Insurance Agency want to help you secure full protection with a custom-tailored umbrella insurance policy.

Simply click “Get a Quote” to see how you can obtain excess liability protection.

Pet Insurance

As a pet owner, you want to ensure your furry family member is able to live a long and healthy life. To see this through, it is important that your pooch receives the health care they deserve. With a pet insurance policy custom tailored to meet your pup’s unique needs, you can feel confident that your pet will be by your side for as long as possible.

Allow the professionals at Phillips General Insurance Agency to help you secure the coverage both you and your pup deserve. We will go above and beyond to insure your furry family member to the fullest!

Simply click “Get a Quote” for a free pet insurance quote.